That's why we built something different.
We've been in this business long enough to know what loan officers actually need—and what most processing companies fail to deliver.
Real-time visibility, not status updates that are already stale. A team of specialists, not one overwhelmed processor. Communication that makes your borrowers feel cared for and your referral partners feel respected.
We're not here to process files. We're here to protect closings, elevate your reputation, and operate as an extension of your team.
The team behind the standard.
If you want something done right, put it in Sarah's hands. She doesn't just meet the standard — she sets it.
As President of SouthCoast Processing, Sarah doesn't just oversee operations. She architects them. With a front-to-back command of the mortgage process, she has built systems that move with precision, speed, and accountability. Workflow isn't an afterthought in her world; it's strategy. From loan setup to clear-to-close, she ensures every moving part operates like a championship team.
Sarah leads by example, and that example is intensity balanced with approachability. She brings strong opinions, sharp instincts, and an unapologetic standard of excellence. But she also brings relatability. Loan officers trust her because she understands their pressure. Processors respect her because she's walked the ground they stand on. When she speaks, it's informed. When she decides, it's deliberate.
Outside the office, that same drive shows up everywhere. A Pro Fitness Athlete, she embodies discipline and competitive fire. She's just as comfortable on a golf course as she is refining operational systems. And as a member of the United Way of Greater New Bedford's Power of the Purse Committee, she channels that same energy into lifting her community.
Fashion-forward, fiercely focused, and relentlessly driven — Sarah doesn't just lead SouthCoast Processing. She sets the pace.
Scott doesn't play defense with mortgage guidelines. He plays offense.
Where others see overlays, conditions, and roadblocks, Scott sees structure, leverage, and a smarter way through. He's wired to challenge assumptions, pressure-test the file, and find the path that protects the borrower while staying squarely inside the lines. If there's a solution, he'll uncover it. If there isn't, he'll rework the strategy until there is.
A serial entrepreneur who has built multiple companies from the ground up, Scott thinks in systems, not tasks. He's been instrumental in architecting the operational engine that allows SouthCoast Processing to expand confidently without sacrificing precision. He doesn't tolerate inefficiency. If something is clunky, it gets rebuilt. If it's manual, it gets automated. If it slows momentum, it gets fixed.
He's equal parts strategist and momentum builder, the kind who can dissect underwriting nuance at a high level and immediately convert it into decisive action. He's a die-hard Celtics fan who schedules around tip-off and an avid golfer who spends enough time on the course that improvement feels inevitable. Somehow, it isn't.
At home, he's a devoted husband and father — steady, intentional, and deeply committed to the people who matter most.
Scott brings intensity without ego, clarity without hesitation, and leadership that doesn't need to announce itself. When he's in the room, things don't just move. They accelerate.
Every mortgage has a pressure point. The clock is loud. The stakes are real. And everyone wants it done an hour ago. That's Candice's cue.
As Vice President of Closing at SouthCoast Processing, she commands the final mile. Once a loan hits Clear-to-Close, she and her team take over with surgical precision, balancing closing disclosures to the penny, coordinating with attorneys and title partners, keeping loan officers informed, and eliminating friction before anyone else even senses it.
Chaos doesn't rattle her. It sharpens her.
When emotions spike, she lowers the temperature. When something feels off, she's already dissected it. When others react, she executes. The white-glove standard at SouthCoast Processing doesn't fade at the finish line — it's elevated there. And Candice is the reason.
Outside the office? Aruba is practically home base. She rescues dogs from the island and has adopted several herself, because loyalty isn't a buzzword to her. It's a lifestyle. She's also a huge F1 fan. High pressure. Tight margins. No room for error. Sound familiar?
Married to her husband Kyle and fiercely protective of her team, Candice brings intensity without ego and standards without apology.
When it's time to close, she doesn't hope it goes smoothly. She ensures it does.
Let's discuss if we're the right fit for each other.
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